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Land every payment in Africa

Seven Payments is the licensed last-mile partner for cross-border payment companies. One integration settles your customers’ money into bank accounts, mobile wallets and cards across the continent.

Talk to our team Read the API docs

Licensed and supported by

  • Central Bank of Nigeria
  • Stanbic IBTC

Wherever it’s sent from, it lands here.

Live in Nigeria and opening across Ghana, Kenya and Tanzania. Reserve a place in a new market and you’ll be first in line when it opens.

LagosAccraNairobiDar es Salaam

You own the corridor. We own the last mile.

Your customers send from London, Houston and Dubai. When that money reaches Africa, it needs a licensed local partner to deliver it: into a bank account in Lagos, a mobile wallet in Nairobi, a card in Accra.

That’s all Seven Payments does. We hold the licences, the banking relationships and the local rails, so you can open a market without building one.

Low, predictable fees

Clear pricing per payout, agreed up front. Nothing deducted on the way in.

Fast settlement

Payouts run over local instant-payment rails, so recipients see their money quickly.

Every way to get paid

Bank accounts, mobile wallets and cards, all from the same API call.

One partner for the whole last mile.

  • Payouts

    Pay out to bank accounts, mobile wallets and cards in local currency, one at a time or in bulk.

  • Collections

    Accept payments through your website, online store or mobile app, and settle them where you need them.

  • Multicurrency accounts

    Issue USD and EUR accounts to freelancers, remote workers and businesses so they can get paid from abroad.

  • Cards

    Issue local debit cards in multiple currencies, push real-time payments to cards, and pay suppliers who don’t take cards.

How a payout lands

  1. 1

    You send one request

    Your platform calls the Seven Payments API with the amount and the recipient’s bank account, mobile wallet or card.

  2. 2

    We convert and route

    We lock the rate, run sanctions and fraud checks, and pick the fastest local rail for that recipient.

  3. 3

    Your customer gets paid

    Funds land in local currency and a signed webhook tells your system the payout has settled.

Example payout Received
Sent
$1,250.00
Rate
₦1,532.40 per $1
Recipient gets
₦1,915,500.00
To
Adaeze Okafor
GTBank account ending 4821
  1. Payout received
  2. Rate locked and converted
  3. Settled to account

Built for the engineer doing the integration.

A clean REST API, a sandbox with test money and a webhook for every status change, so you go from API keys to your first test payout without waiting on anyone.

  • Sandbox with test money

    Run every payout scenario before a real naira moves.

  • Signed webhooks

    Know the moment a payout is converted, settled or returned.

  • Safe to retry

    Idempotency keys mean a dropped connection never pays anyone twice.

Read the API docs
Create a payout
POST /v1/payouts
Idempotency-Key: 3f9c2e7a-41d2-4b8e-9c55-7b0e1a2d4f61

{
  "amount": 125000,
  "currency": "USD",
  "destination": {
    "country": "NG",
    "type": "bank_account",
    "bank_code": "058",
    "account_number": "0123454821",
    "name": "Adaeze Okafor"
  },
  "reference": "INV-20931"
}

Regulated where it counts.

Your customers’ money moves through licensed, supervised channels at every step of the last mile, and every payout is screened for sanctions and fraud before it moves.

  • Licensed by the Central Bank of Nigeria

    Seven Payments Limited operates under licence from Nigeria’s central bank.

  • Supported by Stanbic IBTC

    Our banking partner, a member of Standard Bank Group.

  • PCI DSS compliant

    Card data is handled to the payment card industry’s security standard.

Open your next African market

Tell us where your customers send money and roughly how much. Our partnerships team will come back with coverage, pricing and an integration plan.